Memphis Tennessee Real Estate

Buyers Resources


Buying a home in the Memphis area?  Then it is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.

As Your Agent, We Will:

  • Assure that you see all the properties in the Memphis area that meet your criteria.
  • Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
  • Make sure you don't pay too much for your new home and help you avoid costly mistakes.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  • Determine what Memphis or Memphis area neighborhood best matches your needs.
  • Identify important features you need your new home to have.

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

 

Why should you buy a home now? 

  • Interest rates are at historic lows – making home buying even more affordable for more individuals
  • Housing inventories are up, giving buyers abundant choices and expanded negotiation leverage
  • At the same time, Memphis is one of the most stable real estate markets in terms of home appreciation values – steady increases versus wide swings

Right now, we’re in what the industry calls a “buyer’s market.” But no matter which way the market is leaning, it’s essential to work with a professional.  Finding and buying the right home is a highly personallized process, and it all begins by identifying your needs

Discovering the right home should be an exciting event.  As a Prudential Real Estate professional my commitment is to make your home search as stress free as possible. 

Jason Gaia